01
Mules and instant payments
Detect transit accounts, dispersion patterns and velocity signals before they become invisible.
AML/CFT for PSPs
Payment flows need more than a policy.
They need control evidence.
A risk assessment designed for payment institutions: merchant acquiring, agents, marketplaces, vIBANs, instant payments and outsourcing chains.
Scoping callAML/CFT for PSPs
Priority PSP scenarios
02
Merchants, marketplaces and aggregators
Connect KYB risk, business activity, unusual flows and reliance on intermediaries.
03
vIBANs and payment accounts
Make allocation, use, reconciliation and virtual-account abuse signals traceable.
04
Agents and distribution
Evidence selection, training, monitoring and escalation of agents and distributors.
05
Cross-border payment chain
Control countries, counterparties, corridors and data breaks in inbound and outbound flows.
06
Sanctions, PEPs and alerts
Verify coverage, review timeliness, decisions and investigation evidence quality.
From risk to evidence
Every scenario is linked to the expected control, an operating-effectiveness test and the evidence that demonstrates execution.
01
Risk
Scenario, driver and inherent exposure.
02
Control
Preventive or detective measure, owner and frequency.
03
Test
Population, method, acceptance threshold and finding.
04
Evidence
Dated, traceable material reusable during scrutiny.
What you receive
A working framework for annual classification, control planning and remediation.
Sector risk assessment and residual score
L1 / L2 control plan, key controls and owners
L3 test programme, populations and sampling
Evidence, findings, actions and retest register
Framework informed by FATF recommendations, applicable EU rules and relevant French expectations; it is tailored to your risk profile and obligations.
Scoping call
Turn risk into controlled evidence.
Share your perimeter, timing and priority risk areas. No customer data is needed for the first conversation.
Framework informed by FATF recommendations, applicable EU rules and relevant French expectations; it is tailored to your risk profile and obligations.